Pre-existing diseases of any nature
Harm as a result of non-compliance with or refusal of prescribed regimen and/or treatment, as well as self-medication;
While the insured person is under the influence of or in the use of alcohol, drugs, narcotics or medicines, stimulants or those with a doping character;
Prophylactic examinations and tests, vaccinations, immunizations;
Chronic or past illnesses;
Multiple sclerosis, osteoporosis, malignancies, cirrhosis, epilepsy, benign tumors;
Hernias, radiculitis, sciatica, lumbago, intervertebral disc damage, discopathy, osteoarthritis;
Restorative procedures, massages, physiotherapy, rehabilitation;
Pregnancy, childbirth, abortion;
Corrective devices, implants, dental crowns, bridges, dentures, artificial limbs and the like;
Burns caused by sunlight, quartz lamps, solariums;
Events occurring during sport or employment, unless otherwise agreed;
When the insured person is under the influence of or in the use of alcohol, drugs, doping;
Разходи, извършени на територията на Република България или всяка друга държава, на която застрахованото лице е гражданин или в която се ползва със статут на дълго-срочно или постоянно пребиваващ;
Fines, penalties, interest, sanctions;
Other exceptions, described in detail in the general conditions of the insurance.
