Property insurance

Property insurance covers repairs in the event of fire, earthquake, flood, and other disasters. The cost of property insurance depends on the size of the property and its location.

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Оrder online

YOU RECEIVE THE POLICY
IMMEDIATELY VIA EMAIL100% Online no paper

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UniqaBulstrad

Property insurance from Uniqa

Property insurance is created to guarantee financial means to restore the home after disasters such as fire, earthquake and flood. Insurance companies cover reimbursement costs of damages at replacement value (repair costs and refund) and not at the market price of the property. Therefore it is not necessary for the insurance amount chosen by you to corresponds to the market price of the property.

Property Insurance is designed to ensure financial means to rebuild a home after disasters such as fire, earthquake and flood.

Special discount from UNIQA for property insurance until May 31.
Protect your home today. Save up to 35%. Sleep peacefully.

Your home is your most valuable investment.
Fire, flooding, theft, or natural disasters can cause serious damage in minutes. Now is the time to protect your property with a special discount, valid only until May 31. The discount is applied automatically when calculating the parameters of your property.

The insurance covers

Fire

Flood

Earthquake

Robbery, burglary, malicious acts of third parties, vandalism

Storm, torrential rain, hailstorm, insury caused by the natural accumulaion of snow or ice

Breakdown of water pipelines, sewerage and steam lines

Impact by a road vehicle

Protaction of movable property

Expenses insured for identifying the reasons and eliminating the damages on the installations in the event of breakdown of water pipelines, sewerage and steam lines
- up to 500 BGN

Glass breakage
- up to 10% og the sum insured of the building

General civil liability
- up to 5 000 BGN

Short circuit / Electric shock
- up to 5 000 BGN

THE INSURANCE DOES NOT COVER

Events occurred before the beginning of the period of insurance

Malicious acts of the insured

Damages due to normal wear and tear, inherent flaws, corrosion

Losses related to devaluation, lost profits

Losses related to devaluation, lost profits

Waste of parts or manufacturing defects

Error in design, poor repair, violated construction and technical standarts and requirements

Groundwater

Hostilities or military actions, civil war, a military coup, any act of terrorism; Riots, civil unrest, strikes

Confiscation, requisition, nationalization

Atomic and nuclear exploisions, impacts of radioactive products, ionizing radiation

No coverage is provided for buildings subject to demolition; Buildings in construction or in the process of reconstruction; Vans, prefabricated houses, greenhouses; Motor vehicles; Official Papers /Documents

Useful Information

The "Property" insurance is designed to guarantee financial resources for restoring the home after disasters such as fire, earthquake, and flood. The property insurance covers repairs in case of fire, earthquake, flood, and other incidents. It includes maximum protection against damage to neighboring properties caused by flood or fire in the insured property and provides funds to cover a certain amount of damages in the event of an insured incident.

Insurance companies cover the cost of damage restoration based on the restoration value (cost of repair and restoration), not the market price of the property. Therefore, the chosen insurance amount does not need to match the market price of the property. The cost of the insurance is determined based on the covered risks and the general terms and conditions of the insurance companies. Insure your home to guarantee the safety of your home and property.

Documents

Terms And Conditions
Insurance Product Information Document (IPID)
Pre-Contractural Information
Special conditions of the product
T&C Home assistant
General Terms and Conditions General Civil Liability
Information for the user of insurance services
Assistance in the event of an insurance event

Bulstrad property insurance

With over 55 years of history, BULSTRAD VIENNA INSURANCE GROUP is among the largest insurers in Bulgaria. With its many satisfied customers, the company has established itself as a symbol of trust and professionalism on the Bulgarian insurance market.

The insurance covers

Fire

Flood

Earthquake

Explosion

Lightning strike

Malicious acts of third parties, vandalism

Natural disasters: storm, hurricane, hail, heavy rain, including damage from falling trees and branches, resulting from natural disasters

Natural accumulation of snow

Wetting as a result of an accident of water, sewage, heating and steam installations (including from forgotten open taps)

Impact from a vehicle or a manned flying object, its falling components or cargo

Protection of movable property

General civil liability

Additional costs for removing the consequences of an insured event

Short circuit / Electric shock

The insurance does not cover

Events occurring before the start of the insurance

Deliberate damage caused by the Insured, members of his family/household, by persons admitted to the insured property with the Insured's knowledge or by third party users

Inherent flaws, normal wear and tear, corrosion

Wear of parts or factory defect

Military action, civil war, military coup, act of terrorism; Riots, civil unrest, strikes

Atomic and nuclear explosions, radioactivity, ionizing radiation

For more information, see the General Terms and Conditions.

Useful Information

The "Property" insurance is designed to guarantee financial resources for restoring the home after disasters such as fire, earthquake, and flood. The property insurance covers repairs in case of fire, earthquake, flood, and other incidents. It includes maximum protection against damage to neighboring properties caused by flood or fire in the insured property and provides funds to cover a certain amount of damages in the event of an insured incident.

Insurance companies cover the cost of damage restoration based on the restoration value (cost of repair and restoration), not the market price of the property. Therefore, the chosen insurance amount does not need to match the market price of the property. The cost of the insurance is determined based on the covered risks and the general terms and conditions of the insurance companies. Insure your home to guarantee the safety of your home and property.

Documents

Terms And Conditions
Insurance Product Information Document (IPID)
Pre-Contractural Information
Information for the user of insurance services
Assistance in the event of an insurance event

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Застрахователните продукти и услуги се предоставят чрез посредничеството на „Йеттел България“ ЕАД, ЕИК: 130460283 - застрахователен брокер с номер на удостоверение 1000-ЗБ от 10.09.2025 г. и Болерон Консултинг ЕООД, ЕИК: 102764975 - застрахователен брокер с номер на удостоверение 721-3Б от 01.12.2020 г., издадени от Комисията по финансов надзор.

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